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About Us


Financial services provided by My Community Federal Credit Union are available to:

  • Anyone who lives, works, worships or attends school in Ector or Midland County, Texas.
  • Immediate Family members of anyone eligible for membership.

MCFCU offers checking accounts with no monthly fee, no minimum balance and overdraft protection.

Low cost loans are available for new and used autos, mortgages, home equity, home improvement, personal loans, and more. Credit Cards (Mastercard and Visa) are also available with no annual fee.

Other services include: My 24/7 telephone response system, ATM access, safe deposit boxes, traveler's checks, money orders, and discounted movie and theme park tickets are also available.

Five convenient locations in Midland and Odessa are available to serve our members' needs. The main branch is located downtown (600 W. Louisiana), Cornertone Shopping Center Branch (Loop 250 N. & Midland Dr.), Midkiff Dr. Branch (Corner of Midkiff and Cuthbert), Big Spring St. Branch (4001 N. Big Spring), and Grandview Ave. Branch (2103 N. Grandview, Odessa, Tx).

For more information about becoming a member of My Community FCU please contact us at 432.688.8400.

As a federally –charted Credit Union, MCFCU is regulated by the National Credit Union Administration (NCUA). Visit the NCUA's website to learn more about the agency.